So for example, while the average rate on a 30-year fixed-rate mortgage was 6.14% APR this week, the average rate on a 15-year fixed-rate home loan was 5.59%, a difference of 55 basis points, ...

If you’re a first-time homebuyer who hasn't saved enough to make a large down payment or are concerned you might not qualify for a conventional home loan, a Federal Housing Administration (FHA) loan ...