Saving for retirement can be confusing. You probably know that having a 401(k) is advisable, but if your eyes glaze over when presented with financial jargon, you’re not alone. Whether you already ...

GOBankingRates asked ChatGPT to explain 401(k) plans to us like we're 12 years old. The explanation is very simple, maybe a little too lighthearted.

When you make contributions to your 401 (k), the funds that you put into your account are vested immediately and are yours to keep, even if you leave your job the next day. While companies can have ...

Many U.S. workers are not saving enough for retirement, even though higher savings can lead to a safer future. Only a small ...

A practical look at the “80 percent rule,” why it is useful, and how you can adapt it to your own retirement planning ...

Section 1. Purpose. Many wealthy Americans, and Government workers who participate in public pension plans, can invest in, or are the beneficiaries of investment in, a number of alternative assets.