If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you ...

Short-Term Disability Insurance (STD) replaces a portion of your pay if you cannot work due to an illness or injury. The STD plan pays a benefit to replace 66.67% of your pre-disability income.

Dear Savvy Senior: My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long ...

Why we chose it: We chose New York Life as the best long-term care insurance company for financial stability because it has ...

Short-term medical disability insurance replaces a portion of your income if you are temporarily unable to work after a qualifying temporary illness or injury. Eligibility and coverage depend on your ...

We often read about the consumer's need for long-term care, but insights into what consumers think about the need for such protection is seldom addressed. A white paper by OneAmerica Financial offers ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Starting April 1, 2025, UAB will offer short-term disability insurance through Standard Insurance Company. Short-term disability insurance pays a weekly benefit to participants who experience a ...

Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...

Short-term disability is a type of government-run insurance or employer benefit that gives you income replacement for a temporary period when you are unable to work due to a covered illness, injury, ...