Life insurance has many purposes: It can bring peace of mind, support loved ones financially and play an important role in an estate plan. But it can be confusing to know which type of policy is right ...

Founded in 1957, Colonial Penn Life Insurance specializes in affordable coverage for seniors, with guaranteed acceptance policies up to age 85. We like that you can get a policy quickly without having ...

Also, with a guaranteed-issue policy, you often have to wait for two to three years before you can get your full death ...

Protective has some of the lowest average term life insurance rates among the insurers we analyzed. Its permanent life insurance policies are also cost-competitive and the insurer receives strong ...

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...

Amy Danise is the staff Senior Insurance Editor for Buy Side. She has helped consumers understand insurance for more than two decades. Edited By Written by Insurance Deputy Editor, Buy Side Jennifer ...

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Guaranteed life insurance — also known as guaranteed issue or guaranteed acceptance life insurance — is a type of insurance policy you may qualify for regardless of your health status. It enables ...

Getting life insurance usually requires a medical exam so your provider gets a clearer picture of your health status. But some policies don't require an exam, including group life insurance and burial ...

Guaranteed life insurance is a form of permanent life insurance that is targeted at older individuals who may not qualify for other types of life insurance due to age or health. But this type of ...