The path to student loan forgiveness is narrowing

The Trump administration is changing many of the ways borrowers can have their student loans discharged.

Trump administration finalizes federal student loan caps—what it means for borrowers

The final regulation keeps a narrow definition of professional degrees that are subject to the higher annual and lifetime ...

Education Department caps graduate school loans

The U.S. Department of Education announced Thursday that new caps on federal loans for graduate school programs will go into ...

Student Loans Will Look Different Starting This Summer. Here Are 5 Big Changes to Watch

Under current rules, borrowers can choose from multiple IDR plans — including the Saving on a Valuable Education (SAVE) plan, Pay as You Earn (PAYE) and Income-Based Repayment (IBR) — which calculate ...

Trump wants to cut federal loans from college programs that don’t pay off. College cosmetology, fine arts, and music programs are at risk

As student debt surpasses $1.7 trillion, a Trump-backed rule would strip federal aid from degree and certificate programs ...
U.S. News & World Report

When the Government Can Take Your Tax Refund to Pay Your Student Loan

Only defaulted federal student loans put your tax refund at risk, not delinquent or private student loans. You have 65 days from the notice to stop it with payment arrangements or a valid objection.
Rochester Institute of Technology

Changes to Student and Parent Federal Loans

The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, makes significant changes to federal student loans that take effect on July 1, 2026. This webpage is designed to help you ...