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Debt—most people have it, and nobody wants it. But it doesn't have to be a skeleton in your closet: You can haul it out and deal with it. You can even learn to use it to your advantage. As a Johns ...

You may be able to settle your debts with creditors for less than you owe Ken Clark has co-managed over $100 million in retirement accounts and is the author of The Complete Idiot's Guide to Getting ...

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