Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Collision insurance covers repair or replacement costs for your car after an accident, regardless of fault. It's typically required if you lease or finance your vehicle. Understanding your deductible ...

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. There were almost 80,000 personal ...

Collision covers car accidents while comprehensive covers non-collision events like car theft. Though not required by state law, financed or leased cars often require collision and comprehensive ...