Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny enjoys translating the complexities of insurance..

Not all auto insurance policies cover flood damage. Insurance companies can completely write off vehicles with water damage due to mechanical complications. Drivers can take action to avoid catastrophic water damage to vehicles in some cases. Floods can ...

With some of the craziest winter weather sweeping across the US in decades, it’s more important than ever to stay safe on the roads. And while preparing your car for winter driving is essential, you should also make sure that you have sufficient insurance coverage.

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny enjoys translating the complexities of insurance..